completion, to serve another term as directors as recommended by The Nominating Committee. 3. To propose to the shareholders’ meeting to appoint company auditors for year 2019, with related audit remuneration
components similar to original COSO framework and elucidated into 17 principles to clarify the concept. Applications The companies are recommended to use this evaluation form as a guidance for evaluating and
addition, they have to maintain prudent credit underwriting policy and be prepared for regulatory changes regarding the Basel III capital requirements and the International Financial Reporting Standards
fair problem-solving and complaint handling; (8) prudent controls, monitors and audits; (9) efficient operating systems and business continuity plans. KBank has thoroughly reviewed our market conduct
revenue for the next few years, and it has developed a prudent strategy to maintain return to shareholders during this time. This has included restructuring DTC to allow for greater flexibility and enhanced
focus will be Vienna House where we work on the solution to manage accounting currency fluctuations and take appropriate steps where prudent to mitigate any deleterious effects. …………………………………. (Miss
fluctuations and take appropriate steps where prudent to mitigate any deleterious effects. MANAGEMENT DISCUSSION & ANALYSIS 3Q 2018 14 NOV 2018 U CITY PCL 3Q 2018 MD&A (for the quarter ended 30 September 2018
ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with
individual customer; (d) the right to receive information relating to fundamental factors and the risk of the recommended securities, including investment strategy; (5) characteristics of general and specific
accounts at a prudent level. This is in line with the Bank’s conservative business management approach under both normal economic conditions and recession. The Bank’s financial position remained healthy with