% Administrative expenses 25.60 30.62 -5.02 -16.40% Reversal of doubtful debts -3.34 - -3.34 100.00% Total expenses 230.04 108.41 121.63 112.19% Profit before finance costs and income tax expenses -1.35 9.69 - 11.03

%) the gain on sale of investment . 3. Allowance for doubtful accounts (69.68) million baht by compared with the 74.16 million bath was decrease 143.84 million baht or (194%) by received from account

, administrative, and others expenses was 26.43 million Baht, increased 5.88 million Baht or 28.61% from the same period last year due to the increased fees and others expenses. In addition, the company has doubtful

, including other transactions related to such current account as found from the special audit;          2. NIPPON has not set an allowance for doubtful debts on the money siphoned by NIPPON ' s former

operations are up to international standards through quality control, verification and prevention of risks for both customers and KBank. 11  Affluent Making the most of our strong overseas network, we aim to

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2019 In the first quarter of 2019, the Thai economy continued to sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has e...

relating to the financial aspect of business operators, for example, the number of shares held, shareholding proportion, trading account numbers. Verification data: Data for verification purposes, for

small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on verification of income and liability 13 information of each customer. We have also focused our efforts on

, including loans for small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on verification of income and liability information of each customer. KBank has also focused

%) Administrative expenses (23.09 ) (22.26 ) (0.83) 3.73% (34.22%) (39.43%) Other Expenses Doubtful accounts (0.57 ) (0.66 ) 0.09 (13.64%) (0.84%) (1.17%) Finance costs (13.07 ) (17.95 ) (4.88 ) 27.19% (19.37