and internationally-recognized standards. The proposed regulations would include additional disclosure requirements as well as issuers’ obligation to appoint an external review provider to provide

extended the loan repayment from 15 November 2017 to 15 May 2019 because GSTEL was procuring external funding sources. GJS had extended the repayment period once before.   IFA has expressed the opinion

บริษัทออกตราสารหนี้ผ่านบริษัทที่ประกอบธุรกิจโดยการถือหุ้น (holding company) หรือศูนย์บริหารเงิน (treasury center)3)   ขยายขอบเขตคุณสมบัติขั้นต่ำของผู้ประเมินภายนอกที่เป็นอิสระ (external review provider

/Loss Statement in Q1/2018 and 2017 Numbers Consolidated Financial Statement Separate Financial Statement Q1/2018 Q1/2017 %Variance Q1/2018 Q1/2017 %Variance 1. Main income (million THB) 2,499.53 2,472.66

Consolidated Financial Statement Separate Financial Statement 2018 2017 %Variance 2018 2017 %Variance 1. Main income (Million THB) 11,252.25 9,612.85 17.05% 9,110.95 7,796.72 16.86% 2. Gross profit from sale

and its subsidiaries performance are comparative performance of the second quarter of 2017 and the second quarter of 2016; Table: Operating Results (Unit: Million Baht) Items Quarter Variance Quarter

; LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 9/23 Table: Operating Results (Unit: Million Baht) Items Quarter Variance

Variance Quarter Variance For nine-month periods Variance 3/2017 2/2017 (%QoQ) 3/2016 (%YoY) 2017 2016 (%YoY) Net interest income 1,270.2 1,228.8 3.4 1,188.7 6.9 3,694.5 3,607.0 2.4 Net non-interest income

Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 8/22 Table: Operating Results (Unit: Million Baht) Items Quarter Variance Quarter Variance For nine-month periods Variance

/2018 %Variance Q1/2019 Q1/2018 %Variance 1. Main income (million THB) 2,790.24 2,499.53 11.63% 2,092.78 2,050.37 2.07% 2. Gross profit from sale (%) 33.66% 29.28% 4.39% 33.05% 27.36% 5.69% 3. Gross