Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the

the credit risk has increased significantly (Stage 2 Reserve) can be counted as Tier 2 Capital, while only reserve of pass class loans (Class 1 Reserve) is counted as Tier 2 under previous regulation

Public Company Limited is assigned the company rating of “A-” (Single A Minus), the rating of LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight). Analysis of Operating Results The

” outlook , and also affirms the rating of LH Bank’s Basel III Tier-2 capital securities at “BBB”. Branch Network As of 31 March 2021, Land and Houses Bank Public Company Limited had a total of 108 branches

credit risk has increased significantly (Stage 2 Reserve) can be counted as Tier 2 Capital, while only reserve of pass class loans (Class 1 Reserve) is counted as Tier 2 under previous regulation. Although

and the common equity Tier 1 ratio of 20.06 percent and the total capital ratio of 23.46 percent which as the solid capital. In addition, the investment partner with CTBC Bank to accommodate the growth

doubtful accounts, the Company setup THB 5.99 million for doubtful debts during this period, (3) Rise of others expense of THB 10.72 million or 60.91%. The Company had started to export the program rights in

33.67 million or 51.69% which consistent with an increases in number of employee in order to support the growth of the business (2) Rise of allowance for doubtful accounts, the Company setup THB 8.85

million or 51.88% which consistent with an increases in number of employee in order to support the growth of the business (2) Rise of allowance for doubtful accounts, the Company setup THB 21.13 million for

. Revenue from Salesforce CRM contributed the most with an increase of 60.92 Mb or 35.3% followed by Oracle ERP of 59.22 Mb or 77.3%. Our newly setup business units drove Marketing Cloud and Customer