identity verification documents to service providers.) The new law provides them more options in conducting proof of identity and identity verification via digital system based on established guidelines. A

various segments, the Bank in-house research has revised the Thai economic expansion for the year 2018 to be 4.2% from earlier projection of 3.8%. Despite the improving economy, there are challenges ahead

after a decline during the end of 2017. With the economic expansions for the first half of 2018 growing at a faster rate than expected at 4.8%, the Bank in-house research has revised the Thai economic

place more stringent customer approval criteria for commercial lending policies towards small and micro businesses, focusing on area-based strategies amid the uneven economic recovery. We also prioritize

estimates by research tends to vary to some degree. The company has therefore decided not to carry out such analysis going forward. Nonetheless, reflecting on its market share, VGI estimated that in 2017 its

any) Total 100 100 100 1. In case of IPO during the past 1-2 years, only the income structures of such periods are required, as the case may be. 2 Including the profit margins in the affiliates based on

and groups of customers that can join a sandbox test, including the transaction volume and/or amount, with a scope based upon the product or service innovation, allowing us to develop the technology and

independent and separated from the function of the financial advisory and securities underwriting unit; (2) the said article or research paper shall be prepared based on the information contained in the

. The rating was published in June 2020 and will be reviewed on an annual basis. ©MSCI Inc. MSCI ESG Research is an independent provider of ESG data, reports and ratings based on published methodologies

4) Monetary tightening as the Bank of Thailand (BOT) signaled raising the interest rate in the period ahead while financial market rates are on an upward path. However, the Bank in-house research