). The study was conducted to tackle two key research questions: (1) impact of change in saving rate from fixed percentage of the salary to values inversely proportional to age where saving rate decreases

. It was still challenging for telecom sector particularly in the mobile business due to weak consumer spending and revenue loss from traveler sector due to international travel restriction. Fixed

% year-on-year in USD terms to USD 162m from USD 165m in Q118. The average exchange rate for Q119 was similar at THB/USD 31.6 from THB/USD 31.5 in Q118. As a result the sales revenue in THB terms also

. The average exchange rate for Q319 was 7% stronger at THB/USD 30.7 from THB/USD 33.0 in Q318. As a result the sales revenue in THB terms decreased 14% year on year for the quarter. Year-on-year, in USD

-9320 1 Ref: PLC 2017/017 November 16, 2017 Subject: Management Discussion and Analysis Quarter 3 Ended 30-September-2017 (Additional) To: The President of the Stock Exchange of Thailand Panjawattana

1 3Q17 MD&A Advanced Info Service Plc. Executive Summary AIS continued revenue growth momentum in 3Q17, attributed to both mobile and fixed broadband businesses. 3Q17 service revenue (excluding IC

Rnj, (Translation) MD. 036/2020 February 26, 2020 Re: Management Discussion and Analysis For the Year Ended December 31, 2019 To: President The Stock Exchange of Thailand Management Discussion and

1 (Translation) MD. 045/2019 February 27, 2019 Re: Management Discussion and Analysis For the Year Ended December 31, 2018 To: President The Stock Exchange of Thailand Management Discussion and

1 (Translation) MD. 045/2019 27 February 27, 2019 Re: Management Discussion and Analysis For the Year Ended December 31, 2018 To: President The Stock Exchange of Thailand Management Discussion and

1 (Translation) MD. 083/2019 May 8, 2019 Re: Management Discussion and Analysis For the Operating Results ended March 31, 2019 To: President The Stock Exchange of Thailand Management Discussion and