5,326 5,102 5,650 4.4% (5.7)% 10,428 11,193 (6.8)% Interbank and money market items 242 257 324 (5.8)% (25.3)% 499 602 (17.1)% Contributions to the Deposit Protection Agency and Financial Institutions

4.2% 6.3% 15,981 16,418 (2.7)% Interbank and money market items 307 242 266 26.9% 15.4% 805 868 (7.3)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,442

Protection Agency and Financial Institutions Development Fund 2,496 2,504 2,479 (0.3)% 0.7% 7,452 7,417 0.5% Debt issued and borrowings 1,519 1,533 1,358 (0.9)% 11.9% 4,582 3,965 15.6% Total interest expenses

Protection Agency and Financial Institutions Development Fund 2,504 2,453 2,498 2.1% 0.2% 4,956 4,939 0.3% Debt issued and borrowings 1,533 1,530 1,279 0.2% 19.9% 3,063 2,606 17.5% Total interest expenses

benefit expenses from increasing compensation rates for employees under the Labor Protection Act. Financial Cost In 2018, the Company’ s financial cost was 132. 51 million Baht, increased by 43. 33 million

(3.7)% 1.3% Interbank and money market items 375 396 557 (5.3)% (32.7)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 1,314 2,500 2,453 (47.4)% (46.4)% Debt

% Interbank and money market items 396 574 545 (31.0)% (27.3)% 2,100 2,218 (5.3)% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,500 2,496 2,446 0.2% 2.2% 9,953

)% 21,762 21,596 0.8% Interbank and money market items 545 593 310 (8.1)% 75.8% 2,218 1,115 98.9% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,446 2,479 2,429

delivered include financial and investment planning, proper saving and investment methods, and self-protection from falling victim to financial frauds and scams. Ms. Ruenvadee Suwanmongkol, SEC Secretary

Bangkok, June 21, 2013 ? The SEC is seeking public comment on a draft revision to the rules governing preparation of financial statements, financial reports, and operating results of securities