2016 30 SEPTEMBER 2017 (THB mn) % out of total assets (THB mn) % out of total assets Cash & cash equivalents and Current investments 484 29.7% 203 10.3% Trade & other receivables 276 16.9% 295 14.9

has also expanded payment options, including payments via True Money, installment payments using only an ID card, and trade- ins of old products for new ones. Additionally, the company held the Advice

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

in trade policies of US and China and global economic, the conflict in the Middle Eastern that impacted global oil price as well as the Baht’s ongoing appreciation. As of November 30, 2019, the

4.2 percent in 2018. Against the backdrop of a global trade slowdown and US-China trade uncertainty, merchandise exports and imports for the year contracted by 2.7 and 4.7 percent from 2018

increase in credit loss. Profit from operating activities In 2023, profit from operating activities were THB 36.14 million, decreased by THB 16.96 million or -31.94% YoY, mainly due to the decrease in

borderless marketplace of the ASEAN Economic Community (AEC). Given the increased degree of uncertainty in global economies, especially pressure from a looming trade war among core economies and their

3,397,301,516.66) (the “Trade Debt”). 2. After the purchase of the Trade Debt in 1., the Company entered into a credit agreement dated May 12, 2017 (the “Credit Agreement”) with the loan amount of USD 41,000,000, or

98,446,192, or equivalent to THB 3,397,301,516.66) (the “Trade Debt”). 2. After the purchase of the Trade Debt in 1., the Company entered into a credit agreement dated May 12, 2017 (the “Credit Agreement

within the set target. In this quarter, our credit cost stood at 1.58 percent, lower than 1.81 percent in the previous quarter and 1.72 percent in the same period of last year. At the same time, our