business network and upgrading services within the region in response to customers seeking to venture into other Asian countries. As our foreign bank branch in the People’s Republic of China has been

management solutions, we aim to enhance connectivity between our customers and their business partners to pave the way for a growing business network. Among notable activities held was the “Winning in the

Business and Human Rights “Sustainable Financing: What Companies Need to Know?” seminar, organized by the Ministry of Justice in collaboration with Global Compact Network Thailand (GCNT) and the United

“The Bank of AEC+3”, we remained committed to expanding our business network in the Socialist Republic of Vietnam, the Republic of the Union of Myanmar and the Republic of Indonesia, along with upgrading

addition, joint promotional campaigns were organized to promote the use of K-Credit Card and other banks’ credit cards. - International branch network: Adhering to our strategy of expanding business

effectiveness of risk management, internal control, and corporate governance processes.  Business Units Corporate Business Division Distribution Network Division Investment Banking Business Division Capital

, largely as a result of price increases, especially in our static media network. Moreover, this business segment has benefited from the recognition of synergies from Rabbit Group through a “Station

Expansion: We have expanded our business network and services within the AEC+3 region continuously. In response to customers seeking to venture into other Asian countries, we set our sights on expanding

cost optimization will be the key engine to grow EBITDA at mid-single digit growth. CAPEX is estimated between Bt27-30bn for growth opportunities in core business and to sustain our network leadership

%, improving YoY align with business expansion and higher sales margin, while improved QoQ due to lower Network OPEX from efficiency initiatives. 3Q24 MD&A Advanced Info Service Plc. 4 Financial position Total