projects which awarded from 2017 and 2018 over than clients’ billing process of milestone to collection. Inventories were increased of Baht 57.65 million because the Group bought raw material for new project

Plan. Notable endeavors included an added function for payment acceptance via QR code and more features for merchants, namely buyers’ purchase history shown in a sales summary report, UX/UI improvement

actions against cyber threats.  People and culture: KBank continues to emphasize the cultivation of a cyber risk-aware culture via communication through various formats. Notable endeavors included a

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

term, to ensure that we adopt proper fund-raising strategies. 7 3. Business Directions and Operations of Core Businesses 3.1 Sustainable Development and Corporate Governance Notable progress of KBank’s

been embraced and applied to match students’ lifestyles. Notable endeavors include the launch of an application for enhanced learning efficiency and support of cashless transactions among on-campus shops

: 02-455-2888 Fax: 02-455-2763 Notes: Acquisition value 190.86 MB is calculated by List MB Land at book value as of 31 December 2017 93.45 Land that bought from connected persons 41.55 Development cost

because of the Company had more account payables.  Net cash flows used in investing activities increased since the Company bought machines and equipment as needs.  No net cash flows used in financing

shall be increased if customers bought device with package. Trend of AIS Sim subscribers increase in line with compensation package increase Oct 2018 Nov 2018 Dec 2018 Jan 2019 The number of SIM 9,053

activities decreased since the Company bought machines and equipment as needs.  No net cash flows used in financing activities in 2017, as the year 2016 The optimal capital structure The Company had Debt to