internal processes and developing employees’ skills to accommodate the task of underwriting loans with trees pledged as collateral. This may take some time in order to ensure that the value of collateral is

% YoY, with admin expense up 35% YoY due to higher performance-related staff costs. Marketing expenses increased by 6.0% YoY while maintaining a focus on cost-effective strategies that generate returns

planning to expand the pop-up store team by increasing the number of employees in order to meet the target number of stores. The Company has collaborated with several brands to stimulate the sales of the

83 Q1/22 Q1/23 30.8% 30.9% Selling expenses mainly consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and

in submitting inquiries and expressing beneficial opinions in a meeting, to the best of their abilities; senior management shall not serve as full-time employees at other organizations, and shall

in the workplace emphasizing the importance of acceptance and understanding of the differences of staff members, i.e., gender, age, education, ethnic, and culture, by providing equitable opportunities

project helps to raise employers? awareness of PVD as a tool for promoting good financial health for their employees after retirement. Incorporating the I Code into the selection criteria is a  tangible

ensuring that the philosophy of sustainable development is ingrained in all operations of our employees as part of their Green DNA, so that they concretely perform their work for enhancement of strategic

practicable to employees of the securities company, including those entrusted by the company. Also, the procedures shall accommodate non face-to-face contact with the clients and the use of new or developing

within a financial conglomerate as accepted by the Office. The procedures mentioned in the first paragraph should contain all necessary details to be practicable to employees of the securities company