reviewed financial statements 12 Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by the Bank

กองทุนรวม             กองทุนเปิดเคแทม Twin Structured Complex Return 1Y1 KTAM Twin Structured Complex Return fund 1Y1 KTTWIN1Y1 ผู้ลงทุนไม่สามารถขายคืนหน่วยลงทุนนี้ในช่วงเวลา 1 ปี ได้ ดังนั้น หากมีปัจจัยลบ

policy to invest in structured notes, the risk level could range between level 4 and level 8, depending on the return structure of underlying assets. ▪ Investors who can accept the volatility of

structured notes, the risk level could range between level 4 and level 8, depending on the return structure of underlying assets. ▪ Investors who can accept the volatility of alternative assets prices which

a policy to invest in structured notes, the risk level could range between level 4 and level 8, depending on the return structure of underlying assets. ▪ Investors who can accept the volatility of

investment policy to invest in structured notes, the management company shall consider the risk profile of the fund based on the return structure of the underlying variables. 7. Benchmarks Display the

หนาแฝง (Derivative - embedded Debt Instruments หรือ “Structured Notes”) ฝายกํากับธุรกิจจัดการลงทุน สํานักงานคณะกรรมการหลักทรัพยและตลาดหลักทรัพย ช้ัน 10 อาคารดีทแฮลมทาวเวอรส บี 93/1 ถนนวิทยุ แขวง

of 2017 was Baht 1,383.38 million, increasing by Baht 505.49 million or 57.6 percent from Baht 877.89 million in the 2 nd quarter of 2016. The main reasons were as follows:- 2.1.1 The profit of Hongsa

2018 of 4,086 million Baht. The main reason of the significant loss in Q1 2018 was from a record of the impairment of investments in subsidiaries of 3,400 million Baht. Summary of Financial Performance

) 2018 2019 THB Mn % (1) THB Mn % (1) Revenue from Sales and Service 708.4 97.1% 739.4 97.7% Franchise Fee Income 21.0 2.9% 17.3 2.3% Revenue from Main Businesses 729.4 100.0% 756.7 100.0% Costs of foods