% Net Impairment on Financial Assets 0.2 0.0 N/A (1.0) 0.0 N/A Administrative Expenses (40.0) (39.4) 1.6% (81.4) (75.8) 7.3% Gain (Loss) from Exchange Rate (155.9) (2.2) 6,858.0% 60.1 1.9 3,081.9% Share

1Q22 MD&A Advanced Info Service Plc. Executive Summary Prolonged economic impact from Omicron outbreak and rising inflation in 1Q22 In 1Q22, Thailand’s economic recovery was challenged as private

result, NESDB has revised its 2024 growth forecast to a range of 2.3%-2.8%. Key supporting factors include the ongoing recovery of the tourism sector, private consumption, and both public consumption and

expenditure of governmental sector and consumer of private sector. Those economic conditions influence the previous Quarter / that the Group gained more revenue from product distribution and service business at

. (“CTBC”) under a private placement scheme at Baht 2.20 per share. Upon the completion of the transaction, the shares held by CTBC in LHFG will be 35.6 % of total paid-up capital of LHFG, whereby the

business operator or accepted by the business operator puts up or receives cash collateral for the benefit of the customer, the business operator may invest such collateral only in the assets specified in

accepted by the business operator puts up or receives cash collateral for the benefit of the customer, the business operator may invest such collateral only in the assets specified in the written agreement

only in the assets specified in the written agreement made with the customer. Such agreement shall, at least, specify the types of investable assets and investment restrictions. Clause 9. The business

156 92 299 92% 225% 490 663 35% Reversal of allowance for gain/(loss) from impairment of assets 3 19 (1,358) N/A N/A 5 (1,441) N/A Share of profit (loss) of associate (1) 54 420 N/A 678% 5 492 N/A Gain

under insurance policies, aggregating THB 12,222,665,633. The said two transactions’ total transaction size is 446 percent of the Company’s net tangible assets (NTA) based on the consolidated financial