August 12, 2019 Subject: Management Discussion and Analysis For the three-month period ended June 30, 2019 To: The President, The Stock Exchange of Thailand Home Pottery Public Company Limited (“The
that can be Adjusted to Meet Customer Demands Create New Concept Store Creating Partnership to Increase Sales and Enhance Take-home Products Expand through Franchise Channel Enhance Dynamic Pop-up Store
customers’ needs, especially for: essential products for repair and maintenance; emergency home services; products related to cleaning, hygiene and health care; items supporting working from home, as well as
reference. Notification of the Office of the Securities and Exchange Commission No. SorThor. 32/2548 Re. Customer Complaint Proceedings of Licensed Derivatives Brokers _________________ By virtue of Clause 27
approval authorities, and monitoring of customer status continually. For our consumer loan customers whose main products comprise home loans, credit cards and other types of financing, including loans for
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential
has been intense competition in certain areas for customer acquisition. However, the chipset shortage is a challenge to increasing affordable 5G-compatible models that enable 5G attraction. The home
Brand Awareness and Customer Loyalty • More R&D on take-home products and dine-in products • Creating new collaboration products through strategic partnerships. • Developing new products for modern trade