faster and with greater convenience at PTT Station and PTT Group retail stores. 3.4 Service Channels KBank maintained our commitment to developing efficiency in all our core service channels for enhanced

affected the total marketing margin, and the increasing investment in Non-Oil businesses; which is in the developing phase of its infrastructure and location expansion, thus incurring high Selling, General

1.8 billion, due predominantly to expenses related to developing working systems and improving the efficiency of business operations. Net profit (attributable to the Bank) in the second quarter of 2017

premises and equipment expenses and other expenses, which mainly from expenses for developing working systems and improving efficiency of business operations, and marketing expenses. In the first half of

an aggregate amount of US$235 million ("the Loan Facility"). The purpose of the Loan Facility is to finance B.Grimm Power’s projects in the ADB developing member countries Progress of Collaboration

strategies and policies by controlling and reducing unnecessary operating expenses coupled with developing digital and online platform, monetizing brand and focusing more on consumers. In addition, making

expanded headcount, which is rapidly developing and investing in its burgeoning data acquisition and analytics capabilities to uncover opportunities to enhance customers and shareholder return. Consequently

Indicative Termsheet with ADB pursuant to a commercial corporate loan facility in an aggregate amount of up to US$235 million for purpose of finance our power projects in ADB developing member countries

for the use of IPO proceeds and the Country’s official economic and investment developing plan. The Board has authorized a special task force team to conduct feasibility study via any risks associated

strategy to be the preferred bank of our customers, especially those with the potential to become Middle Income clients, KBank remains committed to developing new products and services to be aligned with