E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2019 In the first quarter of 2019, the Thai economy continued to sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has e...

, leading to the launch of pioneering marketing campaigns. Distinguished efforts included sales of mooncakes of 16 famous brands via K PLUS, the Pay with K PLUS service or payment in Facebook that offered the

business design of the three directors, which the Company had disclosed and received ratification regarding this matter from the shareholders. Moreover, Carnival Magic also hired Cherdchaiwon Company Limited

consideration criteria (maximum acquisition value criteria). The transaction is categorized as small transaction, is not required to be disclosed according to the Notification of the Board of Governors of the

persons as well as the shareholder of the Company. Therefore, the Company has disclosed the details of transaction on 10 April 2018 which is the completion date of such transaction. Please be informed

affect to the Company, relevant persons as well as the shareholder of the Company. Therefore, the Company has disclosed the details of transaction on 10 April 2018 which is the completion date of such

Corporate Governance Thai Institute of Directors Association (IOD) disclosed the 2018 Corporate Governance evaluation result of Thai Listed Companies, LH Financial Group Public Company Limited was rated in

Analysis for the year ended 31 December 2019 Page 4/22 Performance Evaluation of Corporate Governance The Thai Institute of Directors Association (IOD) disclosed the result of 2019 corporate governance

Association. Performance Evaluation of Corporate Governance of the Year 2016 Thai Institute of Directors Association (IOD) disclosed the result the 2016 Corporate Governance Report evalution of Thai Listed

, family offices, insurance companies, endowment funds, and fund of funds. Specific details of the limited partners cannot be disclosed to public as they are prohibited under confidentiality agreements. 3