Microsoft Word - Ref FPI.012.2018 Addition.doc Ref. FPI.012/2018 26 April 2018 Subject Acquisition of up to 40% shares of total paid-up capital in TSE Overseas Group Company Limited (Addition) To

Management Discussion and Analysis For the fourth quarter and year ended December 31, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66

Management Discussion and Analysis For the third quarter and nine-month period ended September 30, 2018 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

Management Discussion and Analysis For the third quarter and nine-month period ended September 30, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

Management Discussion and Analysis For the fourth quarter and year ended December 31, 2018 (Unaudited) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

: Increased in cash and cash equivalents of THB 35.82 million. Mainly causing from net cash flows from operating activities subtracting by payment of plant construction, purchase of machinery of the company for

, product bundling, and service excellence. AIS also continues its focus on enterprise customer segments that provide solid margins to grow enterprise non-mobile revenue. Positive momentum in Mobile from

% (138.56) (123.64) 12.07% Profit for the year 324.60 279.65 16.07% 620.62 562.86 10.26% Owners of the Company 278.59 243.88 14.23% 537.73 491.99 9.30% Non-controlling interests 46.01 35.77 28.64% 82.89 70.87

Total expenses 4,522.99 4,094.08 428.91 10.5 3,879.22 3,758.71 120.51 3.2 Non-controlling Interests - 18.64 (18.64) (100.0) Profit before exchange rate - the Company and subsidiaries 3,879.22 3,777.35

investment items in the total amount of approximately Baht 34,102,184.62, the Company paid for such payment on the condition that the Company can demand for a return of the capital investment from NPSI’s