measures implemented to curb the outbreak. Durable goods segment also declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level

perceived cost of the additional compensation in the case of an employment termination of employees who have worked for 20 years or more from 300 days to 400 days and from project cost adjustments due to

Reviewed Company Q1 31/03/2022 G CAPITAL PUBLIC COMPANY LIMITED 2021 Audited Company Year 31/12/2021 G CAPITAL PUBLIC COMPANY LIMITED 2021 Reviewed Equity Method Statement Q3 30/09/2021 G CAPITAL PUBLIC

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

holds 49.71%) mainly caused by a decrease in revenue from mark-to-market price of investments, and an increase in expense from post-employment benefits obligation. The operating results of KT ZMICO for

from changing post-employment plan in expense of Baht 11.47 million during Quarter 2. In addition, in Quarter 3, there was temporary losses during the early stage of the commercial sales of the new

previous year by 8.54 million Baht and 8.63 million Baht respectively, because there was 10.15 million Baht for the provision of compensation for retirement or termination of employment for the employees

period of the previous year by 8.63 million Baht and 8.54 million Baht respectively, because there was 10.15 million Baht for the provision of compensation for retirement or termination of employment for

300 days. This change is considered a post-employment benefits plan amendment for the six-month ended June 30, 2019. According to the notes to financial statement no.14 amount 12.774 million baht. -2