such as credit card cash advance and YourCash while credit card shopping showed recovery at 3% q-q supported by domestic consumption in supermarket, online shopping and traveling. In addition, the Bank
temporarily closedown shopping malls and shopping centers. In addition, the cloud kitchens helped facilitate food delivery drivers (Riders) and maintained normal delivery fees for customers who are in the
earlier this year due to higher growth of deposits than that of net loans. This was due to ebbing demand for both business and retail loans in line with an economic slowdown. Broadly speaking, deposits rose
, despite brighter growth seen in retail business loan, derived mainly from home and auto hire purchase loans – among the core loan products. Meanwhile, deposits rose even as loans fell, supported by an
increase in net interest income which was derived mainly from expansion in retail and SME business loans, in line with growth in net interest margin (NIM). Excluding gain on investments of certain banks in
services into 3 sectors consisting of Big Corporate & Corporate, SMEs & SSMEs and Retail. LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31 December 2019 Page
sectors consists of Big Corporate and Corporate Loan, SMEs and SSME Loan, and Retail Loan. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June
consisting of Big Corporate & Corporate, SMEs, SSMEs and Retail. Furthermore, the bank also provides trade finance to support import and export business as to increase an opportunity and strengthen negotiation