the same period of previous year. The main reason was due to the asset monetization to WHA Premium Growth Freehold and Leasehold Real Estate Investment Trust (WHART) and HREIT in the late 2017 and the

investment properties increased by 45%, compared to the same period of last year. Because, on 6 November 2015, the Company sold assets to WHA Business Complex Freehold and Leasehold Real Estate Investment

Bank’s loan portfolio for 1Q21 expanded by 2.1% from the end of 2020 with growth driven by hire purchase, housing and real estate lending segment. For asset quality, the Non-Performing Loans (NPLs) to

& Analysis (MD&A) Q3/2018 88% 12% • Debt profile • Debt balance of the company and its subsidiaries as of September 30th, 2018 was in Thai Baht and Japanese Yen currencies. • Total interest-bearing debt

expand their business as criteria for consideration of their debt servicing ability, provided that clear and reliable documentary evidence is submitted.  Act Exempting Tax Penalties, Surcharges and

insurance on the needs of customers. 4.3 Mutual Fund Selling Agent Service is a selling agent of the unit trusts for many asset management companies, which offer mutual funds of various types from debt

from debt instruments, equity instruments, equity to retirement mutual funds (RMF) and long-term equity funds (LTF). 4.4 LH Bank Privilege Banking Service is a new service to privileged financial service

., which were the major shareholders of GLOW and minority shareholders in tender offer. The loan resulted in the Debt-to-Equity ratio of the company to be equal to 2.7 times which might increase after

& Analysis • Debt profile • The debt balance of the company and its subsidiaries as at 30 September 2017 was in Thai Baht currency and in Japanese Yen currency. • All interest-bearing debt is long-term debt

adoption of new financial reporting standards, the acquisition of a new subsidiary and the depreciation of the Thai Baht that affected the value of Company’s overseas assets • Net debt to equity ratio at the