30,889.5 27,844.6 3,044.9 10.9 Real estate and construction 22,884.5 20,789.9 2,094.6 10.1 Public utilities and services 38,426.4 38,074.2 352.2 0.9 Housing loans 28,746.0 29,134.9 (388.9) (1.3) Financial

Co., Ltd. is the developer of urban residential condominiums with affordable price to serve the needs of the target customers. The international and domestic economic slowdown has affected the real

operating the NPL management business that has invested in NPLs in the past 9 months. Moreover, the cost of real estate development in subsidiaries increased in condominium projects that are being developed

last year. KEY HIGHLIGHTS • Total revenue increased by 12.6%, mainly from increase in income from sale of real estate and other income. • Share of profit from associates and joint ventures increased by

1,639.9 763.2 87.0% Gross Profit Margin 36.1% 51.1% GPM before adjustment with PPA 49.3% 56.6% Income from sales of real estate during the year of 2017 stood at THB 3,210.8 mm, which increased by THB 785.3

at divesting non-core real estate assets which will positively impact cashflow. Net cash from financing activities increased due to the long-term borrowing for the Saraburi Quicklime acquisition. Short

-depth information on real estate investment. Meanwhile, we continue with our 12 aspiration to become “Customers’ Life Platform of Choice” - the most-preferred platform that can meet customers’ needs in

: EASTERN POLYMER GROUP PUBLIC COMPANY LIMITED ERW: THE ERAWAN GROUP PUBLIC COMPANY LIMITED ESTAR: EASTERN STAR REAL ESTATE PUBLIC COMPANY LIMITED ETC: EARTH TECH ENVIRONMENT PUBLIC COMPANY LIMITED ETE

businesses have felt compelled to seek new business opportunities. KASIKORNBANK has established our business directions on the foundation of a Bank of Sustainability, accounting for the balance of three

economic activity may become more apparent during the latter half of this year, especially if the new government is in place within the middle of this year and the US-China trade dispute eases. Regarding the