1 RP-AC 003/2019 AUGUST 13, 2019 Subject: Clarification of the operating results for the second quarter of 2019 To: Directors and Managers of the Stock Exchange of Thailand Richy Place 2002 Public

applications and expanded use of banking agents. Commercial banks are required to have in place appropriate risk and service user management procedures. If services are offered via other channels that are not

MD&A Q.2'18EN 1 RP-AC 003/201 AUGUST 1, 201 Subject: Clarification of the operating results for the second quarter of 2018 To: Directors and Managers of the Stock Exchange of Thailand Richy Place

security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to

1 RP-AC 004/2018 NOVEMBER 14, 2018 Subject: Clarification of the operating results for the third quarter of 2018 To: Directors and Managers of the Stock Exchange of Thailand Richy Place 2002 Public

Pace Development Corporation Public Company Limited 87/2 CRC Tower, All Seasons Place 45th Fl., Unit 3, Wireless Road, Lumpini, Pathumwan, Bangkok 10330 Thailand Tel. +66 2 654 3344 Fax. +66 2 654

Public Company Limited 87/2 CRC Tower, All Seasons Place 45th Fl., Unit 3, Wireless Road, Lumpini, Pathumwan, Bangkok 10330 Thailand Tel. +66 2 654 3344 Fax. +66 2 654 3323 www.pacedev.com Registration No

6 December 2007 Pace Development Corporation Public Company Limited 87/2 CRC Tower, All Seasons Place 45th Fl., Unit 4, Wireless Road, Lumpini, Pathumwan, Bangkok 10330 Thailand Tel. +66 2 118 9599

1 RP-AC 004/2019 NOVEMBER 13, 2019 Subject: Clarification of the operating results for the third quarter of 2019 To: Directors and Managers of the Stock Exchange of Thailand Richy Place 2002 Public

in line with lower sales. Administrative expense decreased mainly as a consequence of cost control measures in place, reducing headcount, working hours and OT, and other employee expenses together with