focus – AIS continues to focus on a profitable market share by delivering superior 5G experiences of network quality and coverage. We will place our efforts on creating value-based differentiation through

quality and coverage. We will place our efforts on creating value-based differentiation through the privilege ecosystem powered by partnership collaborations to better engage our customers with personalized

% 6%3% Turnovers Credit Card Personal Loan Hire Purchase Others 35% 46% 4% 15% Revenues Credit Card Personal Loan Hire Purchase Others 4 customers since their consumption behavior has changed to place

motorcycles, which receiving good feedbacks from customers since their consumption behavior has changed to place more importance to products that are environmentally friendly. The Company also has plans to

for products that reducing environmental impact, such as electric motorcycles and solar cells, which receiving good feedbacks from customers since their consumption behavior has changed to place more

their consumption behavior has changed to place more importance to products that are environmentally friendly. The Company also has plans to expand to other products in the future. In 4Q/2023, the Company

35.66 percent according to the calculation by the size of the total value of the consideration paid, (including transaction which takes place for 6 months earlier, which when calculation by the size of

the calculation by the size of the total value of the consideration paid, (including transaction which takes place for 6 months earlier, which when calculation by the size of the total value of the

of the consideration paid, (including transaction which takes place for 6 months earlier, which when calculation by the size of the total value of the consideration paid equal to 7.56 percent). The

economic and business trends, they may have direct and indirect effects on the commercial banking business. In detail: 1. Cyberattacks: As technological advancements are taking place, financial institutions