. Shareholders’ equity as of December 31, 2017, amounted to Baht 401.7 billion. The book value per share was Baht 210.45, an increase of Baht 11.90 from the end of 2016. Operating Income and Expenses of the Bank

Margin (%) 31.43 34.90 Operating Profit Margin (%) 2.47 4.13 Net Profit Margin (%) 1.20 3.05 Return on equity (%) 1.30 3.69 Basic earnings per Share Baht/Share 1.15 3.09 Efficiency Ratio Unit Jan – Dec

., BANGKAE, BANGKAE, BANGKOK, THAILAND. 10160 Tel: 02-455-2888 Fax: 02-455-2763 (“TRANSLATION”) TG 142/2560 August 8, 2017 Subject: Clarification of the Operating Result for the significant change Attention

and Administrative Expenses 54 51 6 Share of profit (loss) from investments in joint ventures 1 (1) (200) Financial Cost 8 8 - Net Profit 29 64 (55) - 2 - Total Revenues In the three-month period ended

Microsoft Word - 2018 Results Notification letter_English February 12, 2019 The Director and Manager The Stock Exchange of Thailand Re: Information concerning Fiscal Year 2018 Operating Results KCE

1 Ref: AC.008/2020 25 February 2020 Subject: Management discussion and analysis of financial position and operating results To: President and Manager The Stock Exchange of Thailand Overall operating

หน้าที 1 จาก 5 GEL.CS.019/2560 15 August 2017 Subject Explanation and analysis of management for operating results of the Second Quarter Ended June 30, 2017 To Director and Manager The Stock Exchange

หน้าที่ 1 จาก 5 GEL.CS.024/2560 15 November 2017 Subject Explanation and analysis of management for operating results of the Third Quarter Ended September 30, 2017 To Director and Manager The Stock

1 Ref: AC.024/2019 3 August 2019 Subject: Management discussion and analysis of financial position and operating results To: President and Manager The Stock Exchange of Thailand Overall operating

-1- AIT (VP-SEC) 018E/2018 August 9, 2018 Subject: Management's Discussion and Analysis of Operating Results for Q2-2018 To: The President of The Stock Exchange of Thailand Summary of Operations Q2