to serve lower consumer purchasing power and grow the business. Enterprise business was the key growth area for many operators which captured the digitization trends in businesses and consumers. All
3 more branches in the Bangkok area to access target customers even more comprehensively. International Expansion During the second half of 2023, the Company plans to open the second After You Dessert
served as a reception area and workspace for customers, which can also be used as a space for hosting of various activities that allowed the Company to progressively engage with customers. Recently, the
2024, the Company began selling its own product “Butter Bun” in 7-Eleven convenience stores across Bangkok, metropolitan area, and the Southern region. The Company plans to increase production capacity
time to be overcome. Moreover, several other challenges still lie ahead. These include intensified competition between banks and non-bank players amid the fast-changing technology, the National e-Payment
aboard and UnionPay International member shop in various country. 4. Other Services 4.1 Cash Management is a financial service to support the financial management that is convenient and fast, reduces
Securities and Exchange Commission, with Fast And Fair Valuation Co.,Ltd., who is the appraiser, using market approach for the appraisal. 2 The change is the result of the Thai Accounting Standard No. 16
fast growing market through a quality bank of scale Uniquely positions the Bank to capture new and expanding opportunities arising from increasing ASEAN financial and economic integration Increases
value-added services and innovative products tailored to customer demands for fast, stable internet, along with enhanced home experiences through content bundles and IoT add- ons. Enterprise services have