. In 2018, the Thai economy has grown at a continuously solid level with a GDP expansion of approximately 4.1% YoY. The growth is attributed to a number of factors, namely 1.) strong export growth

127.49 million (Weighted-average Interbank Exchange Rate at THB 31.873 per USD as of 28 March 2019) as a facility for Standby Letter of Credit (“SBLC”) in order to be used as security for a Letter of

decreased 82.9% YoY, cost decreased 40.9%, resulting in operating loss in 2Q20. Cost of rent and services Costs of rent and services constituted utilities, security & cleaning services, on-site personnel

fragile economy with signs of global economic slowdown despite a continuous recovery in Thailand’s tourism and the improvement in inflation that helped boost private consumptions and economic activities. In

payment, social security 40 (3) payment, E-Wallet top up, bein sport cash card and others services. The Company plans to launch a selling sim card service on the kiosks in the end of year and continue to

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 12 Executive Summary Growth in both revenue and net profit demonstrates the effectiveness of retail

utilities, security & cleaning services, on-site personnel, land rental, depreciation & amortization, repair & maintenance costs and insurance premium and property tax of properties owned for rental. In 2Q20

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 13 Executive Summary Revenue and net profit have growth according to the business plan In 2Q18, the Thai

in Thailand, and (2) revenues from the sale of electricity from its own solar power project operated by its direct subsidiary. In Quarter 3 of 202 0 , revenues are THB 59.96 million, a THB 1.83 million

(THIS REPORT DISCUSSES PRINCIPAL CHANGES IN THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER