every three years, but will not exceed 3 percent) Regulations, Methods and Conditions for Operating Personal Loan Business under Supervision The Bank of Thailand (BOT) issued Notification of the BOT No
1 25 May 2020 Subject: Notification on Resolution of the Board of Directors’ Meeting No. 5/2020, Change of Directors and Directors’ Power, Entering into Connected Transaction, Entering into
................................................................... 7 VII. INFORMATION ABOUT THE ISSUER .................................................................... 7 VIII. OPERATING AND FINANCIAL REVIEW AND PROSPECTS ...................................... 9
asset acquisition transaction in accordance with the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551, Re: Rules on Entering into Material Transactions Deemed as Acquisition or
asset acquisition transaction in accordance with the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551, Re: Rules on Entering into Material Transactions Deemed as Acquisition or
, Thailand cannot undertake any responsibility for its accuracy, nor be held liable for any loss or damages arising from or related to its use. Notification of the Office of Securities and Exchange Commission
responsibility for its accuracy, nor be held liable for any loss or damages arising from or related to its use. Notification of the Office of Securities and Exchange Commission No. OrThor/Nor. 5/2547 Re
revenue from money market product increased from foreign exchange transaction. Moreover, other operating expenses increased Baht 1,976 million or 2.98 percent over-year, due mainly to marketing expenses. 1
analysis should be read in conjunction with our financial statements and accompanying notes, as well as our selected operating data, included elsewhere in this Offering Circular. Our financial statements
3 VIII. OPERATING AND FINANCIAL REVIEW AND PROSPECTS 5 IX. DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES 6 X. MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS 7 XI. INTERESTS OF EXPERTS AND COUNSEL 8