. However, Return on Equity slightly declined from 14% to 13.7% due to lower debt and more reliance on internal operating fund. From the financial risk perspective, debt to equity ratio decreased from 0.5x to

” ) was THB 441.68 million, increased 12% yoy. This quarter growth was entirely driven by non-social security (“non-SW”) revenue which posted 29% hike whereas social security ( “ SW” ) revenue posted 10

( “ 3Q19” ) was THB 460. 51 million, increased 8% yoy. The non-social security (“non-SW”) revenue and social security (“SW”) revenue grew by 6% and 11% respectively. The growth of non-SW revenue was driven

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

EACH SECURITY TYPE: Equity – information will be shown FROM January 1, 2007 onwards. LONG-term Debt Securities AND Structured Notes – information will be shown FROM January 1, 2005 onwards. Short-term

Supervisory Board No. Tor Jor. 17/2561 Re: Application and Approval for Offer for Sale of Newly Issued Debt Securities _______________________ By virtue of Section 16/6 and Section 89/27 of the Securities and

its fund management business.  Return on financial instruments decreased by Baht 381.05 million mainly from loss on reclassification of investment of one listed security amounting to Baht 123.12

represented revenues from sales on consolidated financial statements of THB 312 mil., dropped by THB 36 mil. or 10.3% negative growth mainly due to 1) decline on revenue from security printing in this quarter

MTHB according to the change of severance payment policy following the amended Labor Protection Act. * Note Please find further information in the consolidated financial statements. 2 Summary of

translation is strictly for reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 10/2556 Re: Submission of the Registration Statement for an Offer for Sale of Debt Securities