previous quarter by from the ability to control the quality of assets in Stage 3 and better debt collection performance. - Finance Cost The Company recorded consolidated finance cost in the 3Q/2023 of 511

reduced continuously from the previous quarter from the ability to control the quality of assets in Stage 3 and better debt collection performance as well as better macroeconomic outlooks. - Finance Cost

Company focused to activate low-risk customer groups who have high spending power, high ability to repay debts. The accounts receivable consisted of credit card receivable 40,177 million baht, reducing 2

of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with an

loan amount of Baht 15 million. For services, the Bank introduced “KK Magic Mirror”, an interactive financial advisory service through LED format with live video call capability to provide customers with

year of the first phase of the 9-year strategic plan of DTC (2016-2025) being the "Strengthening Foundations” which focused on strengthen People, Process, Properties, Technology and Financial Capability

Cycle (Days) 46 50 Total Debt to Equity Ratio (Times) 0.55 0.71 Interest Coverage Ratio (Times) 88.49 43.82 Debt Service Coverage Ratio (Times) 4.60 2.59 - 9 - (3) Asset Management Capability (3.1) Debtor

22.90 Debt Service Coverage Ratio (Times) 2.45 1.74 - 9 - (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The

the Office within the following two business days; (2) improving the capability to maintain collateral and liquid asset adequacy for a period of not less than seven consecutive business days, within

applicants for derivatives business license to offer opportunity to business operators with proper qualifications and readiness in term of financial and management capability to undertake derivatives business