million, decreasing Baht 2,221 million or 25.23 percent, over-quarter. The decrease could be attributed to non-interest income which fell Baht 8,785 million, or 54.37 percent, due mainly to the volatility

changing three times in FY2019 compared with twice in FY2018, in addition to decreasing natural fatty alcohols price following declining crude palm kernel oil price. However, the company could generate

uplifted by 0.4 percent and 3.5 percent for the second quarter and for the six-month period respectively. However, net income for the second quarter of 2017 declined from the previous year due to decreasing

amounted to Baht 17.85 million, decreased by Baht 5.70 million when compared to the third quarter of 2016, or down to 24.19% due to the result of fees income and service income under management decreasing

the third quarter of 2016, or down to 24.19% due to the result of fees income and service income under management decreasing ,because of fund size of term fund decreasing. For the nine-month period of

of 383.0 million baht, lower by 3.3 percent. This was resulted from 7.0 percent decreasing in number of flights from the same period last year. Unallocated Revenues The Company has other revenues that

financial assets as collateral. Current outstanding loans totaled Baht 7,522 million, decreasing by 5.8% from the end of 2019. Loan classifications and Allowance for expected credit losses Under TFRS 9, loans

Bond in upcoming maturity which will reflect to the debt to equity ratio decreasing significantly by the end of the year 2018. Please be informed accordingly. Yours Faithfully, (Ms. Natha Kittiaksorn

and price per unit sold. The Company’s products were sold 2018 less than those in 2017 by 22.45%. Due to decrease in the average selling price per unit of product by 13.54% in relation to the decreasing

in moderate level. Water supply in the reservoirs was approximately lower than the average water quantity of the past 10 years as decreasing rainfall in that area. The weather forecast of the