to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.65%. Earnings per share for the second quarter and the

decreased by 37.4% and bad debt and doubtful accounts decreased by 42.6% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves

2018 as a result of the increase in bad debts, doubtful accounts and impairment loss by 91.2%. Bad Debts, Doubtful Accounts and Impairment Loss The bank set allowances for bad debts and doubtful accounts

be based on impairment requirement under Thai Financial Reporting Standard No. 9 (TFRS 9). Financial instruments under TFRS 9 are classified into 3 stages. For stage 1, TFRS 9 requires ECL allowances

affected by According to the Labor Protection Act (No. 7) , BE 2562, additional compensation rates have been imposed in the event that employers terminate employment for employees who have worked for 20

amount of Bt57.4 million in 2019 in accordance with an amendment of the Labor Protection Act on April 5, 2019. Sales Revenue Consolidated sales revenue in Baht terms declined from Bt13,982.5 million in

transactions was 31,813 transactions per day, increasing 16.6%YoY Special note effecting to net profit The impact of the new Labor Protection Act (No.7) in the Royal Gazette for Bt2.45mn. Business Overview

to make the management that are entrusted for the management of investments work on the basis of integrity and prudence with knowledge and expertise of the professional to ensure the full protection of

are entrusted for the management of investments work on the basis of integrity and prudence with knowledge and expertise of the professional to ensure the full protection of investors’ interest as well

management that are entrusted for the management of investments work on the basis of integrity and prudence with knowledge and expertise of the professional to ensure the full protection of investors’ interest