. Meanwhile, net interest income rose Baht 637 million or 2.62 percent. Net interest margin (NIM) was equal to 3.43 percent, higher than the previous quarter, which was better than the target of 3.2-3.4 percent

the Third Quarter ended 30 September 2020 Page 9/19 For the 9-month period of 2020, net interest margin (NIM) increased from 2.11% to 2.18% when compared to the 9-month period of 2019. Net Non-Interest

integration of acquired businesses, the start of earning recovery in our high-volume Necessities business and our stable but higher-margin HVA business. We delivered record earnings and cash flows and expect

172 (65%) Core EBITDA Margin(%) 10% 12% 14% (4%) 11% 14% (3%) Integrated PET 10% 13% 13% (3%) 10% 11% (1%) Fibers 6% 8% 7% (1%) 8% 8% 0% Packaging 22% 20% 18% 4% 20% 20% (1%) Integrated Oxides and

)% Integrated Oxides and Derivatives 50 31 3 64% 1,893% Fibers 61 43 69 43% (12)% Core EBITDA Margin (%) 10% 8% 10% 32% 3% Combined PET 10% 7% 10% 39% 2% Integrated PET 9% 7% 9% 34% 0% Packaging 23% 24% 19% (5

and derivatives business, fees and services income, interest income on margin loan, gains (losses) and return on financial instrument, and other incomes. Brokerage Fees Income Brokerage fees income from

incomes were included brokerage fees income from securities business and derivatives business, fees and services income, interest income on margin loan, gains (losses) and return on financial instrument

Board of Directors determines the Fair Price from the valuation in order to clearly justify the price range since this transaction involves the disposal of real property, which are convenient and of

stimulus policies worth Baht 464 billion to support domestic spending, the property market and grassroots economy. Meanwhile, tourist arrivals rose by 4.2 percent, softening from 7.3 percent in 2018. A

of the Company presented in the previous report บริษทับริหารสินทรัพย ์กรุงเทพพาณิชย ์จ ากดั )มหาชน( หนา้ 20 2 Gross profit margin is calculated from the sum of (i) total interest income (excluding