operations within the business group. 2. Other Income Other Income consist of sales of scrap materials, interest income, gain on changes in fair value of short-term investment, and penalties for late payments

total revenues, gain on sales of written-off receivables were 250 million baht or 2% of total revenues, collection service income was 182 million baht or 1% of total revenues, decreasing 10% y-y

scrap materials, gain on changes in fair value of short-term investment, Oil Storage Service etc. The Company and its subsidiaries had revenue from Other Income in 2021 and 2020 for 6.55 million Baht and

means that the Company has better efficiency in debt collection. In addition, in the 2Q/2023, there was income from the gain on sale of written-off receivables in the amount of 167 million baht. Expenses

continuously. However, in the 3Q/2023, there was no income from the gain on sale of written-off receivables. Expenses The Company’s expenses mainly consist of operating and administrative expenses, expected

in debt collection continuously. However, in the 4/2023 quarter this year, there was no income from the gain on sale of written-off receivables. Expenses The Company’s expenses mainly consist of

participating in the debt mediation project of the Legal Execution Department continuously. However, in 1/2024, there was no income from the gain on sale of written-off receivables. 4 Expenses The Company’s

from data analytics, enabled banks to target, attract and engage customers using more sophisticated techniques. Banks cooperated with potential partners across industries to gain new opportunities and

million, increased by Baht 475 million or 82% from Q4/2018, and NNP margin increased by 2% as there was a major overhaul of the Independent Power Producer (IPP) in Q4/2018 compared to Q1/2019. Also, NNP

(FIDF). Net interest margin (NIM) therefore stood at 3.49 percent. Meanwhile, other operating expenses decreased by Baht 3,695 million or 17.45 percent, over- quarter. As a result, our cost to income