the third quarter of 2016, or down to 24.19% due to the result of fees income and service income under management decreasing ,because of fund size of term fund decreasing. For the nine-month period of

of 383.0 million baht, lower by 3.3 percent. This was resulted from 7.0 percent decreasing in number of flights from the same period last year. Unallocated Revenues The Company has other revenues that

financial assets as collateral. Current outstanding loans totaled Baht 7,522 million, decreasing by 5.8% from the end of 2019. Loan classifications and Allowance for expected credit losses Under TFRS 9, loans

Bond in upcoming maturity which will reflect to the debt to equity ratio decreasing significantly by the end of the year 2018. Please be informed accordingly. Yours Faithfully, (Ms. Natha Kittiaksorn

and price per unit sold. The Company’s products were sold 2018 less than those in 2017 by 22.45%. Due to decrease in the average selling price per unit of product by 13.54% in relation to the decreasing

in moderate level. Water supply in the reservoirs was approximately lower than the average water quantity of the past 10 years as decreasing rainfall in that area. The weather forecast of the

17.8 percent from the same period last year. This was due to a decreasing in the revenues from Mobile Phone and Accessories sales. 2. Interest income from loans from the purchase of receivables and loans

, during the year, the economic situation and consumer confidence continuously worsened which resulted in the Group’s SSSG for year 2019 decreasing by -4.7%. 4 Zen Corporation Group Public Company Limited

net profit. For the liquidity analysis, current ratio decreased to 0.37 times because of decreasing in cash on hand and increasing in payable for purchase of fixed assets. Debt to equity ratio was at

situations. Another factor of economic slowdown was the drought directly affecting agricultural products as well as their decreasing prices, causing the decrease of the domestic market’s main purchasing power