confidence coupled with the already high household debt level. Nevertheless, the non-durable goods increased partly from the rush in purchase of consumers goods due to the concerns on the COVID-19 outbreak
declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level
, due to loss in operation leading to decrease of shareholders’ equity more than interest-bearing debt recognition. Consolidated 2019 2018 Current Ratio (Times) 0.75 0.75 Interest-bearing Debt to Equity
the end of last year, due to loss in operation leading to decrease of shareholders’ equity more than interest-bearing debt recognition. Consolidated 2019 2018 Current Ratio (Times) 0.75 0.75 Interest
debt to equity ratio to be in the appropriate level. 5. Corporate income tax was Bath 249.66 million, a decrease of Baht 8.98 million or down by 3.47% as compared with the previous year. This is due to
2017. In addition, the Company has been closely monitoring the financial debt to equity ratio to be in the appropriate level. 5. Corporate income tax was Bath 277.09 million, an increase of Baht 24.42
% 14.26% Return on Assets (ROA) 4.32% 7.71% 8.06% 8.79% Return on Fixed Assets (ROFA) 53.31% 69.28% 29.17% 34.46% Debt/Equity Ratio 0.78 0.63 0.78 0.63 Net Debt/Equity Ratio 0.43 0.27 0.43 0.27 Leverage
% 5.03% 5.71% 5.03% Return on Fixed Assets (ROFA) 26.77% 25.90% 26.77% 25.90% Debt/Equity Ratio 1.68 1.40 1.68 1.40 Net Debt/Equity Ratio 1.29 1.11 1.29 1.11 Leverage (Net Debt/EBITDA) 4.01 2.85 4.01 2.85
from the end of 2019 with growth driven by hire purchase, housing and corporate lending segment. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 3Q20 declined further to 2.9