Company 3 In addition to the investment revenue, HF also had foreign exchange loss and advisory fee revenue with total gain of Baht 1 million and hedging cost of Baht 2 million. In summary, total HF gain

segment with yield on loan declining from 7.6% to 7.2% yoy while cost of fund remained stable at 2.3% for the first half of 2018 comparing with the same period last year. Net fee and service income totaled

7.2% yoy while cost of fund remained stable at 2.3% for the first half of 2018 comparing with the same period last year. Net fee and service income totaled Baht 2,206 million, increasing 18.7% yoy from

explained in the cost of sales section. 1 Including rental and service income, marketing commission income, project management fee, interest, and others 2 Backlog include only sold units with sales and

165.8 169.1 169.3 171.4 2.1 1.2% 624.1 675.6 51.5 8.3% Staff cost, repair and maintenance cost and other services 134.3 153.4 152.1 157.2 5.1 3.4% 540.9 597.0 56.1 10.4% Processing fee - PEA 16.0 16.2

%) 439.8 450.1 2.3% Processing fee - PEA 15.4 16.0 17.6 10.0% 14.3% 47.6 50.6 6.3% Cost of solar energy system installation service - - 15.8 N.A. (>100) N.A. (>100) - 15.8 N.A. (>100) Other cost 26.9 27.4

the number of audiences and gain more advertising revenue, which was in line with the improved TV rating ranking from 2018. Moreover, the revenue from organizing events increased by 55%.  Cost and

, accounting and finance system, IT system, water and cleaning services (fees are varied by actual consumption). Pricing Criteria: Fee is calculated from cost of system and personnel plus margin, which is

services and other services in relation to HR system, accounting and finance system, IT system, waste water treatment and cleaning services (fees are varied by actual consumption). Pricing Criteria: Fee is

fee of motorcycle coatings decreased significantly. Total Expenses: In 2Q20, the expenses were significantly decrease by 18% from same quarter of last year due to there was an adjustment of employee