โภคบรโิภคทีม่อีัตราการ บรโิภคสงู (Fast moving consumer goods หรอื FMCG) ซึง่ผูบ้รโิภคมกีารจับจ่ายลดลง โดยมสีัดสว่นมูลค่าตลาด และอัตราการเตบิโตของตลาดน ้าผลไมพ้รอ้มดืม่ ปรากฏ อยูใ่นแผนภาพ 2 (ทีม่า

Life Assurance Public Company Limited and our business partners, for service quality improvements in order to deliver an excellent customer experience. In keeping with changing customer expectations, we

in order to empower every customer’s life and business, we recognize the importance of digital financial technology’s role vis-à-vis changing consumer behavior in using services, especially amid the

shut down for maintenance and catalyst changing of fatty alcohols plant. As mentioned above, the company posted net loss excluding extraordinary items of THB 16 million in FY2019, decreased by THB 503

Emerging Technology Risk Amid the proliferation of innovative technologies, new business formats have sprung up to accommodate changing customer lifestyles in the digital era. As technological innovations

compliance with the changing regulations in order to mitigate their impacts upon them directly or indirectly via customers, and maintain profitability. 5. Climate Change Risk For Thailand, extreme weather

the changing situation. Gross profit of hotel operations The gross profit ratio for the hotel business stood at less than -100%, a decrease from 65.0% in the same period of previous year (the first six

be authorized person to determine the sales price and other details that is in relation with this increase in capital. This include amending, adding, changing terms and details that are related to the

mainly to the closure period as above-mentioned. Both hotels showed effective cost control conform the changing situation. Gross profit of hotel operations The gross profit ratio for the hotel business

up with the technology changing and the dynamic marketing. 31.00 32.00 33.00 34.00 35.00 36.00 37.00 Jan Feb Mar Apr May Jun July Aug Sep Oct Nov Dec Exchange rate USD/THB Y2016 Y2017 Y2018 On the