slower rate consistent with economic slowdown. Personal loans still expanded. Meanwhile, loans to business contracted. Commercial banks were tighter in extending loans in line with economic conditions as

, beverage bottles, PET packaging for food, personal care and home care) in the near term and improve our working capital efficiency. Most of our products are classified as essentials in the current pandemic

งกุ้งและมณัฑะเลย์ อย่ำงไรก็ ตำม บริษัทฯ ได้ขยำยช่องทำงกำรบริกำรผ่ำนทำงระบบออนไลน์มำกขึน้ซึ่งเป็นกำรอ ำนวยควำมสะดวกให้แก่ลกูค้ำมำกขึน้ Total Sales 57,732 MB 50% 30% 3% 5% 12% Personal loan Credit card

(UNOFFICIAL TRANSLATION) Codified up to No. 10 As of 28 February 2020 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 3/2558 Re: Provisions relating to Offer for Sale of Shares Issued by Foreign Company Whose Shares Are Not Traded on Foreign Exchange _______________ By virtue of Sections 16/6 of the Securities and Exchange Act B.E. 2535 (1992) as...

securities lending 25% 5 total SIP 7 1 : (single entity limit) 15% : product limit 6 derivatives derivatives (hedging) 4 : (concentration limit) 1 ( ) 1.1 1 3 (financial liability) . ( P a g e 29 | ( ) KTFFE86

remaining amount of debenture is 4,527 million baht, advances and deposits received from customers of 3,645 million Baht, and deferred income tax liability of 1,594 million Baht. Total interest bearing debts

the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any assumption contained herein or therein, and any liability

% Payable days (days) 145 81 Efficiency Ratios Leverage Ratios Return on assets4 (%) 14.0% 10.2% Liability to Equity (times) 0.4 0.5 Return on fixed assets5 (%) 80.4% 58.2% Debt to equity (times) 0.1 0.1

days’ compensation at the latest wage rate according to the Labor Protection Act (No. 7) BE 2562. 4.2 Liabilities The total liability for 9 months of 2019 was increased from year end of 2018 by Baht

days (days) 138 126 Efficiency Ratios Leverage Ratios Return on assets4 (%) 10.2% 5.1% Liability to Equity (times) 0.4 0.6 Return on fixed assets5 (%) 58.4% 29.7% Debt to equity (times) 0.0 0.2 Asset