SEC Secretary-General Ruenvadee Suwanmongkol said: “Giving sufficient useful information on debt securities to investors and the general public is one of our continuing priorities. On 27 December

’ Life Platform of Choice”, we have upgraded our capability in data compilation and analytics, allowing us to understand and anticipate each individual customer’s needs under the “Segment of One” while

acceptance and recognition from various organizations both at home and abroad. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the First Quarter of

increased by Baht 2,139 million or 15.68 percent due largely to rising revenue from the sale of securities. Moreover, other operating expenses were close to the level seen in the previous quarter, resulting

, including custom-built residential units of KBank partners’ projects. One notable promotional campaign was the “K-Home Loan - Easy Payment: 999 Baht/Month per 1 million Baht”. We also joined hands with a

targets, while we also gained wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in 2019. C Contents Page Executive Summary A 1. Overview of Operating

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

ratio of gross non-performing loan (NPL) to total loans was at 2.9 percent, the same level as at the end of 2018. The Bank of Thailand’s Senior Loan Officer Survey indicated that in the first quarter of

outbreak Driven by rising home connectivity demand during pandemic, AIS Fibre added 95k and reached 1.43mn subscribers with 17%YoY growth which drove 17%YoY revenue growth. Despite eased price competition

and the announcement of the lockdown measure in May 2021 are expected to affect both the purchasing power of consumers and the level of domestic economic recovery. However, if COVID-19 vaccination can