bringing differentiated quality and services of home solutions expanding into the new under-served areas. It is our dedication to become a key player with double-digit growth and building our organic

cautious in expanding high-risk loans. As of August 31, 2023, the Company had business distributions as below; Number of Networks and Merchandise Partners Aug 31, 2022 Feb 28, 2023 Aug 31, 2023 Branches

expanding high-risk loans. As of November 30, 2023, the Company had business distributions as below; Number of Networks and Merchandise Partners Feb 28, 2023 Aug 31, 2023 Nov 30, 2023 Branches Bangkok

, in regards to the current economic situation which is in an improved trend but the risks to asset quality remained in concerns. The Company therefore remains cautious in expanding high-risk loans. As

Financial Service Co.,Ltd. (Japan) (AFS), while the bad debt recovery which increased 13.7% year on year. The Company plans to focus more on expanding fee- based income. This strategy aims to diversify

program rights was granted by the Company's Managing Director (MD) to authorize this transaction. 2. The Company recognized revenue from sales and delivery of program rights to two new local customers, whom

Franchise Fee* • In-store dessert and beverage sales across 38 outlets under “After You” and “Maygori” brand • Take-home product sales including customer purchases at branch and orders through food delivery

delivery. In addition, the Company attempted to increase sales by engaging in the development of products with customers to create reliability for customers in dealing businesses with the Company. Return on

increased in relation to the increase of the sales revenue. At the end of Q2/2017, unbilled receivables are increased by 23.02% from the year end of 2016 because there are some projects under delivery and

delivery and acceptance as per its scope prior to the billing conditions. Advance Payment for Goods and Services At the end of 2016 and of Q3/2017, the Company reports its advance payment for goods and