by the government sector for the private (Translation) 3 sector’s bidding, both rail and expressway systems, which are the Company’s core businesses, including as the Company’s working capital. The

Company. The Company shall sign the share purchase agreement and/or other relevant agreements and will complete the transfer of WPS shares within December 21, 2018. However, the transaction is the

2.1 Credit Risk Management 5 2.2 Market Risk Management 5 2.3 Liquidity Risk Management 6 3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance

: +662 661 6664 1 1Q 2021 Performance Highlights  Reported EPS of 1.04 THB, compared with 0.20 THB in 4Q20 and 0.07 THB in 1Q20  Reported EBITDA of US$483M coming from higher Core EBITDA (US$369M

over the long term. Guided by our core strategies of “Customer Centricity", KBank has decided to redefine our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred

accordance with the methods and conditions specified by the Company. The Company shall then transfer the asset to the highest bidder, under the condition that the price of each asset, regardless of any

application for an approval of an offer for sale of perpetual bonds and convertible bonds: (1) being a company whose shares are held by a trust as investment in the core assets of the trust at a rate not less

effective date of the Registration Statement.” 2 Table of Content Part 1: Fact Sheet Part 2: REIT Information 1. Risk factors 2. Information on the core asset of REIT 3. Disputes or restriction of rights in

installment : Pay the amount according to the value of 1 or 2 land plots which will be registered for land ownership transfer within December 2019.  3rd installment : Payment according to the value of

Management 7 2.3 Liquidity Risk Management 8 2.4 Operation Risk Management 8 3. Business Directions and Operations of Core Businesses 10 3.1 Sustainable Development and Corporate Governance 10 3.2 Business