(THIS REPORT DISCUSSES PRINCIPAL CHANGES IN THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

past three years and the latest quarter or such shorter period that the company has been in operation: Specify the information in the consolidated financial statements, with only key figures and

% - EGCO : The operating result was increased by Baht 1,521 million mainly due to interest income from loan to EGCO Plus and recognition of gain on disposal in North Pole. Additionally, interest expense was

order to consolidate the consolidated financial statements. Shareholding Structure of SUTGH Prior to The Investment Disposal Transaction Enclosure 1 Page 6 Shareholding Structure of SUTGH Prior to The

purpose was to earn the profit from the capital gain in the future. The company wasn’t intending to manage or participate with developing the project of TSE. Therefore, this transaction is the objective of

company”) reported consolidated operating revenue of THB 312 million in Q2/2019 and of THB 599 million in 1H/2019, which increased by 51% from Q2/2018 and 48% from 1H/2018, respectively. • The increase was

(Consolidated) realized net loss of the 2nd quarter of 2018, of THB 2.20 million, decreased by THB 48.51 million or 95.65% comparing to the 2nd quarter of 2017, which the realized net loss of THB 50.71 million

13.1% 14.6% -1.5% 12.3% 14.3% -2.0% In September 2018, the Company completed divestment of Interactive Communications – a subsidiary of the group - and booked gain on sales of investment of THB 12.3

Earnings per share (Baht per share) 0.025 (0.008) 0.034 403.19 Net Profit (Loss) The Company and subsidiaries (Consolidated) realized net profit of 132.25 million Baht in the 1st quarter of 2020, and net