fees and service income to operating income ratio 21.2% 23.9% 21.3% (2.7)% (0.1)% 22.5% 22.7% (0.2)% Expense to operating income ratio 45.3% 42.6% 42.8% 2.6% 2.4% 44.0% 41.4% 2.6% Return on average

increased, resulting in increased costs and freight charges and the condition of the baht appreciation rate compared to the same period of the previous year. Gross profit The company has gross profit of

wallet shall vary based on the proportion stored in hot wallet. NC charge of clients’ assets stored in cold wallet shall be based on where assets are stored. Furthermore, additional capital charges shall

, after deducting total liabilities and risk charges, of no less than the specified amount, and (2) maintaining a net capital ratio (NCR) where the ratio of NC to general liabilities (total liabilities

seminar.(7)  24/7 Financial Clinic: This is to provide consultation to interested persons without charges. Anyone interested can call SEC’s Help Center at 1207.(8)  Promotion of collaboration among

mission to protect the interests of the state. It is vital in undertaking the charges of offenders with fines in criminal cases under Section 29/1 of the Criminal Code, legal execution  in breach of bail

and public utility fees Baht 277/sq.m./month Fees Total Baht 677/sq.m./month (Common and public utility fees include water supply, power supply, security system, parking, passenger lifts in the building

% 27,229 24,513 11.1% Earnings per share (Baht) 4.73 4.82 4.28 (1.8)% 10.6% 14.26 12.84 11.1% Net interest margin 2.42% 2.33% 2.30% 0.09% 0.12% 2.38% 2.32% 0.06% Net fees and service income to operating

Baht, Marketing consultation of 2.78 million Baht to expand customer base and increased financial fees of 3.2 million Baht Financing costs The company’s financial costs for the year ended December 31

baht to 428.49 million baht, decreased 52.44 million baht or 10.90 percent, because of; 2.1 Brokerage fees from securities business of consolidated and separate financial statements, decreased from