million member cards, increased by 3%). Covering networks nationwide, the Company has 103 branches, 444 ATMs, and over 4,583 member dealers to provide quality financial services to AEON cardholders. Summary

คำอธิบายและการวิเคราะห์ของฝ่ายจัดการ 9 May 2019 Re: To clarify the financial statements as of 31 March 2019 To: President The Stock Exchange of Thailand WHA Corporation Public Company Limited (the

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

คำอธิบายและการวิเคราะห์ของฝ่ายจัดการ 28 February 2020 Re: To clarify the financial statements as of 31 December 2019 To: President The Stock Exchange of Thailand As WHA Corporation Public Company

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

decrease 1,577 Finance cost and financial lease paid 3,363 Repayment of ST borrowings 850 Repayment of LT borrowings 2,888 Investment in joint venture and others 788 Cash paid for business acquisition 4,254

than 20% from the last year as follows: Statement of Comprehensive Income Unit: Million Baht 30 September 2017 30 September 2016 Increased (Decreased) Percentage Remark Sales and Services Income 485.79

(Decreased) Percentage Remark Sales and Services Income 1,925.12 1,589.19 335.93 21.14% - LPG Trading 773.35 860.01 (86.66) (10.08%) 1 - Transportation 12.01 14.68 (2.67) (18.19% 2 - Conversion Kit

(Decreased) Percentage Remark Sales and Services Income 759.69 563.95 195.74 34.71% - LPG Trading 179.14 189.69 (10.55) (5.56%) - Transportation 3.94 4.72 (0.78) (16.53%) - Conversion Kit Installation 0.62

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and