) PUBLIC COMPANY LIMITED M PICTURES ENTERTAINMENT PUBLIC COMPANY LIMITED M VISION PUBLIC COMPANY LIMITED M.C.S.STEEL PUBLIC COMPANY LIMITED M.K. REAL ESTATE DEVELOPMENT PUBLIC COMPANY LIMITED MAHACHAI

expenses is mainly due to the decreased entertainment expense in supporting the sale of renewable energy projects overseas. SAAM Energy Development Public Company Limited - 4 - - Administrative expenses In

18, 2019 2.2 94 Entertainment Co., Ltd. is in debt to the Company according to the co-production agreement and has unpaid co-production fee. Subsequently, on December 8 , 2016 , the Company filed a

changed to used new channel market particularly online and digital technology. This situation impacts overall business and industries particularly retails, restaurant, entertainment, airlines and travel

, and entertainment expense supporting the sale of renewable energy projects overseas. SAAM Energy Development Public Company Limited - 4 - - Administrative expenses In Quarter 1 of 2020, administrative

expenses for land procurement, coordination in relation to services provided in solar power projects in Thailand in which SAAM Group provides services for its clients, and entertainment expense in

2.5 Hire Purchase 104,609 51.3 103,926 53.9 0.7 Personal loan 5,941 2.9 5,745 3.0 3.4 Micro SMEs loan 5,485 2.7 5,031 2.6 9.0 Housing loan 13,051 6.4 11,252 5.8 16.0 Commercial Lending 47,868 23.5

Change Baht million % Baht million % (%) Retail Lending 129,085 63.3 125,954 65.3 2.5 Hire Purchase 104,609 51.3 103,926 53.9 0.7 Personal loan 5,941 2.9 5,745 3.0 3.4 Micro SMEs loan 5,485 2.7 5,031 2.6

million % Baht million % (%) Retail Lending 140,402 61.4 125,954 65.3 11.5 Hire Purchase 108,191 47.3 103,926 53.9 4.1 Personal loan 6,528 2.9 5,745 3.0 13.6 Micro SMEs loan 7,040 3.1 5,031 2.6 39.9 Housing

as follows; Type of loans Dec 31, 2019 Dec 31, 2018 Change Baht million % Baht million % (%) Retail Lending 145,223 61.0 140,402 61.4 3.4 Hire Purchase 107,612 45.2 108,191 47.3 (0.5) Personal loan