billion, an increase of 3.2 percent from the end of 2016. The ratio of non-performing loan (NPL) to total loans was 3.9 percent, while the total allowances for doubtful accounts were Baht 140.0 billion with

264.32 million or 262.27 percent. Mainly came from Hi Healthcare center Co., Ltd. has recognize allowance for impairment and allowance for doubtful debt in an amounting of Baht 186.29 million and Baht

THB 155.82 million. Mainly due to decreased in allowance of doubtful debt by THB 11.72 million net offsetting with increased in roadshow and press conferences to investors by THB 3.1 million and

addition, the allowance for expected credit losses (allowance for doubtful accounts) was recorded in Q2–2020. As the result, the total operating expenses in Q2–2021 increased at a rate similar to the

. This came from increment of number of staff to support new incoming projects. 6.2 Provision for doubtful debt decreased in amount of Baht 7.17 million due to payment received from the debtors 6.3 Other

doubtful accounts from other receivables that was not expected to receive payment of 1.2 mn Baht. However, in 2017, no allowance for doubtful accounts was recorded. Total selling and administrative expenses

decrease of Baht 22.72 million or 67.32 % decrease. The significant decrease was last year there were the doubtful debt provision of Baht 18.83 million for account receivables expected to be unable to

53.89 million whereas Baht 105.59 million in 2016 showing a decrease of Baht 51.70 million or 48.96 % decrease. The significant decrease was there were the doubtful debt provision of Baht 39.10 million

, especially when it compared to the Q4–2018. This is because the gross margin in Q4–2018 was a relatively low. In addition, it had recorded the allowance for doubtful accounts for long outstanding receivables

previous year by Baht 20.42 million or 52.15% due to an increase in staff and administrative expenses from the allowance for doubtful accounts in the amount of Baht 8 million and additional employee benefits