Bank’s international network. Million Baht Loans by Business Type * December 2017 September 2017 December 2016 Change (%) September 2017 December 2016 Manufacturing and commercial 819,338 812,621 810,335

added to the health and safety team in order to ensure improvements are swift. Business wise 2019 has started well despite challenges in the macro economy and some of the key market segments along with

enhanced to 28% 9M'2016 9M'2017 % change million Baht million Baht y-on-y Sales and service income 20,691 23,720 14.6% EBITDA 5,679 6,626 16.7% Net profit 2,473 2,823 14.1% Normalized net profit (NNP)* 1,966

272.20 23.64 GFPT Public Company Limited Interim Management Discussion and Analysis for the 3rd Quarter 2017 Page 2 of 13 Financial Performance and Profitability Business Segment 3Q 2017 3Q 2016 Change 9M

residential business of Nirvana Daii Public Company Limited (“NVD”), a 52%-owned subsidiary of Singha Estate, invested in January 2017. Likewise, net profit jumped from increased revenues. Likewise, as for 4Q17

. (     ) to file a report in accordance with Section 247 of the Securities and Exchange Act B.E. 2535 (including in the case of acquisition through the chain principle) Reference 246000441910-1 1. The business

. (     ) to file a report in accordance with Section 247 of the Securities and Exchange Act B.E. 2535 (including in the case of acquisition through the chain principle) Reference 246001881912-1 1. The business

. (     ) to file a report in accordance with Section 247 of the Securities and Exchange Act B.E. 2535 (including in the case of acquisition through the chain principle) Reference 246001891912-1 1. The business

. (     ) to file a report in accordance with Section 247 of the Securities and Exchange Act B.E. 2535 (including in the case of acquisition through the chain principle) Reference 246001961912-1 1. The business

. (     ) to file a report in accordance with Section 247 of the Securities and Exchange Act B.E. 2535 (including in the case of acquisition through the chain principle) Reference 246002372002-1 1. The business