per hour. 1.4 The Signing of Project Development for Xe Kong 4A and 4B Hydroelectric Power Project in the Lao People’s Democratic Republic On May 29, 2018, the Company and the Government of the Lao

and real estate development loans. 6 Meanwhile, cost of fund for 2018 was maintained at 2.3% resulting in loan spread to decline from 5.2% in 2017 to 5.0% for 2018. % 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018

the amount of Baht 1,360 million during Q3’2017. The remaining proceed will be reserved for our investment in a next few years Development of SPP Replacement Projects Energy Regulatory Commission (ERC

loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19

on loan for 2Q18 declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost

declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost of fund for 2Q18

from 7.5% to 7.2% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending and real estate development loans. 6 Meanwhile, cost of fund for 2018 was

Statement and have commented that the Financial Statement was accurate as it should be materially of financial report standard. 1.6. Changing of the account policy significantly The changing of account policy

Company will allocate the budget by using the lump sum amount from initial public offering (which is needed to be approved from the shareholder’s Meeting 2018 in order to changing the objectives using

some customer ending the distribution contract with some retailer which resulted in reduced sales volume since Q4/2017. Meanwhile there was some customer changing the sales format from export to domestic