landlord. 2. Research and develop of new products for New Normal: focus on research and development of Take-away and To Go products as well as develop appropriate packaging to be in line with the new
users representing 6% of active customers of the Company. The company more focus on sales activities on online channel in order to be in line with consumer behavior. Details of each business can be
of the fiscal year of 2022, the Company has total sales (turnover) increase by 23.4% y-y, with the focus on credit card business, as a result of new product launching in accordance to the
focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 1Q/22
interest in AI technology. Additionally, sales have been boosted by various accessory products. The company continues to focus on a strategy of selling accessories alongside primary products, which helps
” concept. Moreover, under the “Segment of One” concept, we focus on strengthening our capabilities by using data and advanced technology to understand and anticipate each individual customer’s need and
to trading. In the latter case, indicate the dates on which the debt securities will be listed and/or admitted to trading. B. Entities Providing Liquidity. If any entity has made a firm commitment to
1 ความรับผิดชอบของผูนำตอคุณภาพภายในสำนักงาน (Leadership Responsibilities for Quality within the Firm) 20 ด ี (2) ด ี (2) 2 ขอกำหนดดานจรรยาบรรณที่เก่ียวของ (Relevant Ethical Requirements) 15
objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise
closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business