financial liquidity and the cash flow for debt repayment and business operation, as the Company has continuous loss. Thus, the Company considers the business restructure of the Company’s group, whereby the

1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for

funds as well as expertise in various industries and is also ready to offer funding to support the Company’s continuous operation in the future. The transactions will also help the Company to repay its

a capable investor having readily available funds as well as expertise in various industries and is also ready to offer funding to support the Company’s continuous operation in the future. The

. Enclosure 4 14 continuous operation in the future. The transactions will also help the Company to repay its debts owed to the Mahachai Group. (For details of the readily available funds, expertise in various

encountered continuous loss in the past. The sale of mentioned assets will enable the Company to have better operation from excluding the recognition of loss from KMM in the future, and will enable NBC – a

ค้ำเพ่ือให้บริกำรเหมำะสม (Client Due Diligence) 2.4 กำรทบทวนข้อมูลลูกค้ำ/ กำรท ำควำมรู้จักลูกค้ำเชิงลึก (Ongoing/ Enhanced KYC) 3. ระบบงานที่เกี่ยวข้องกับการน าเทคโนโลยีมาใช้ในการท าความรู้จักลูกค้า 33

fund to support ongoing business. Potential Factors and Impact 1. Supportive Factors 1.1 NPLs in the financial institution system are growing consistently along with the expansion of new loans. This will

baht to 1,630.1 million baht for the six-month period. This was derived from a growing number of employees, especially flight crews which aligned with ongoing fleet plan and annual increase of salary and

with ongoing fleet plan, and annual increase of salary and wages. 17 ASIA’S BOUTIQUE AIRLINE Aircraft Rental Costs: the aircraft rental costs increased from 1,272.7 million baht to 1,656.6 million baht